Last updated: January 1, 2025

Effective Date: January 1, 2025

1. Introduction

BoAnalyst ("we," "us," "our") operates boanalyst.com (the "Platform"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our entertainment and informational platform. By using BoAnalyst, you consent to the data practices described in this policy.

2. Information We Collect

2.1 Personal Information:

• Account Registration: Name, email address, password (encrypted using bcrypt with 12 rounds), phone number (optional)
• Profile Information: Display name, profile picture, bio, entertainment preferences
• Payment Information: Processed securely through Razorpay (we store transaction IDs, not card details)
• Subscription Data: Plan type, billing cycle, subscription status, payment history

2.2 Automatically Collected Information:

• Usage Data: Pages visited, features used, time spent, click patterns, search queries
• Device Information: IP address, browser type, operating system, device identifiers
• Cookies & Tracking: Session cookies, authentication tokens (JWT), preference cookies
• Location Data: General location based on IP address (not GPS)
• Log Data: Access times, error logs, security events, audit trails

2.3 User-Generated Content:

• Forum posts, comments, replies, discussions
• Movie reviews, ratings, watchlists
• Messages and communications with support

3. How We Use Your Information

We use collected information for the following purposes:

• Service Delivery: Provide movie analysis, box office data, forum access, premium features
• Account Management: Create and maintain your account, authenticate logins, manage subscriptions
• Personalization: Customize content recommendations, tailor user experience
• Communication: Send transactional emails (verification, receipts), service updates, newsletters (with consent)
• Payment Processing: Process subscriptions, handle refunds (per our no-refund policy), maintain billing records
• Security: Detect fraud, prevent abuse, enforce terms, protect user safety
• Analytics: Analyze usage patterns, improve platform performance, develop new features
• Legal Compliance: Comply with applicable laws, respond to legal requests, enforce our rights
• Marketing: Send promotional content (with opt-in consent only)

4. Data Security & Encryption

4.1 Security Measures Implemented:

• Encryption at Rest: AES-256-GCM encryption for sensitive data in database
• Encryption in Transit: TLS/SSL for all data transmission
• Password Security: bcrypt hashing with 12 rounds, minimum complexity requirements
• Session Security: Secure JWT tokens, SHA-256 hashed session IDs, automatic expiration
• Access Controls: Role-based permissions, principle of least privilege
• Rate Limiting: Protection against brute force attacks (5 attempts, 15-minute lockout)
• Audit Logging: Complete audit trail of all security-relevant actions
• Regular Updates: Security patches, dependency updates, vulnerability scanning

4.2 Data Breach Protocol: In the event of a data breach affecting your personal information, we will notify you within 72 hours via email and provide details about the breach, affected data, and remedial actions taken.

5. Information Sharing & Disclosure

We do NOT sell your personal information. We may share information in the following circumstances:

• Service Providers: Razorpay (payment processing), email service providers (transactional emails), hosting providers (Namecheap)
• Legal Requirements: Court orders, subpoenas, government requests, law enforcement
• Business Transfers: In case of merger, acquisition, or sale of assets
• Consent: When you explicitly authorize sharing
• Public Forums: Your forum posts and reviews are publicly visible
• Aggregate Data: Anonymized, non-identifiable statistics for analytics

6. Cookies & Tracking Technologies

6.1 Types of Cookies We Use:

• Essential Cookies: Required for authentication, security, basic functionality
• Preference Cookies: Remember your settings and preferences
• Analytics Cookies: Understand usage patterns and improve services
• Session Cookies: Temporary cookies deleted when you close browser

6.2 Managing Cookies: You can control cookies through browser settings. Disabling essential cookies may affect platform functionality.

7. Your Privacy Rights

7.1 Access & Portability:

• Request a copy of your personal data in machine-readable format
• Access your account information through account settings

7.2 Correction & Update:

• Update your profile information, email, password anytime
• Request correction of inaccurate data

7.3 Deletion & Right to be Forgotten:

• Delete your account and associated data through account settings
• Request complete data deletion (we retain some data for legal compliance)
• Deletion is permanent and cannot be undone

7.4 Opt-Out Rights:

• Unsubscribe from marketing emails (transactional emails cannot be opted out)
• Disable non-essential cookies
• Restrict data processing for specific purposes

7.5 Object & Restrict:

• Object to processing of your data for direct marketing
• Request restriction of processing in certain circumstances

To exercise these rights, contact: privacy@boanalyst.com

8. Data Retention

• Active Accounts: Data retained while account is active
• Deleted Accounts: Personal data deleted within 30 days (except legal requirements)
• Transaction Records: Retained for 7 years for tax and legal compliance
• Audit Logs: Retained for 1 year for security purposes
• Backup Data: Removed from backups within 90 days of deletion

9. Children's Privacy

BoAnalyst is not intended for users under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent/guardian and believe your child has provided us with personal information, contact us immediately at privacy@boanalyst.com, and we will delete such information within 48 hours.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place, including:

• Standard contractual clauses approved by regulatory authorities
• Adequate data protection measures equivalent to applicable laws
• Encryption during transfer and at rest

11. Third-Party Links

Our platform may contain links to third-party websites (movie studios, distributors, news sources). We are not responsible for their privacy practices. We encourage you to read their privacy policies before providing any information.

12. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act:

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information (with exceptions)
• Right to opt-out of sale of personal information (we don't sell data)
• Right to non-discrimination for exercising privacy rights
• Right to designate an authorized agent

To exercise CCPA rights: privacy@boanalyst.com or call +91-XXX-XXX-XXXX

13. European Privacy Rights (GDPR)

If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation:

• Right to access, rectification, erasure, restriction, portability
• Right to object to processing and automated decision-making
• Right to withdraw consent at any time
• Right to lodge a complaint with supervisory authority

Legal Basis for Processing: Consent, contract performance, legal obligations, legitimate interests

14. Indian Data Protection

We comply with the Information Technology Act, 2000 and applicable Indian data protection laws. Indian users have rights to access, correction, and deletion of personal data.

15. Changes to Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date. Continued use after changes constitutes acceptance. For material changes, we will provide prominent notice or email notification.

16. Contact Information

Data Protection Officer: privacy@boanalyst.com

General Inquiries: support@boanalyst.com

Mailing Address: BoAnalyst, [Your Business Address], India

Response Time: We respond to privacy requests within 30 days

17. Consent

By using BoAnalyst, you consent to this Privacy Policy and agree to its terms. If you do not agree, please discontinue use of the platform immediately.

Last updated: January 1, 2025

Effective Date: January 1, 2025

1. Acceptance of Terms

By accessing, browsing, or using BoAnalyst ("Platform," "Service," "we," "us," "our"), you ("User," "you," "your") agree to be bound by these Terms and Conditions ("Terms," "Agreement"). If you do not agree to these Terms, you must immediately cease using the Platform. BoAnalyst is an entertainment and informational platform providing movie analysis, box office data, industry insights, community forums, and subscription-based premium features.

Legal Agreement: This is a legally binding contract between you and BoAnalyst. By clicking "I Agree," creating an account, or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Eligibility & Account Registration

2.1 Age Requirement: You must be at least 13 years old to use this Platform. Users between 13-18 years must have parental/guardian consent. By using BoAnalyst, you represent and warrant that you meet these age requirements.

2.2 Account Creation:

• You must provide accurate, current, and complete information during registration
• You are responsible for maintaining the confidentiality of your password
• You are responsible for all activities under your account
• You must notify us immediately of any unauthorized access
• One person or entity may not maintain more than one account
• Accounts are non-transferable

2.3 Account Security: You agree to use a strong password and enable any available security features. We are not liable for losses due to unauthorized account access resulting from your failure to maintain account security.

3. Platform Services & Description

BoAnalyst provides the following services for entertainment and informational purposes:

• Free Tier: Basic movie analysis, box office data, community forum access (view, post, reply)
• Pro Plan (₹299/month): Inside Talks access, enhanced forum features, email support
• Premium Monthly (₹499/month): Full site access, advanced analytics, AI chatbot, priority support
• Premium Yearly (₹3999/year): All Premium features with 33% savings

3.1 Inside Talk Feature Disclaimer: The "Inside Talk" feature provides industry insights, analysis, and predictions that are derived exclusively from our internal research, analytical methodologies, and proprietary forecasting models. All content presented in Inside Talk represents our independent assessments and does not constitute information obtained from, attributed to, or endorsed by any external sources, industry insiders, studios, distributors, or third parties. Users acknowledge that Inside Talk content is speculative in nature and provided solely for entertainment and informational purposes.

Service Availability: We strive for 99.9% uptime but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any service with or without notice.

4. User Conduct & Prohibited Activities

4.1 Acceptable Use: You agree to:

• Use the Platform for lawful, entertainment, and informational purposes only
• Provide accurate information in all communications
• Respect other users and maintain civil discourse in forums
• Comply with all applicable local, state, national, and international laws
• Respect intellectual property rights of others

4.2 Prohibited Activities: You agree NOT to:

• Violate any laws, regulations, or third-party rights
• Post false, misleading, defamatory, or libelous content
• Harass, abuse, threaten, or intimidate other users
• Share copyrighted content without authorization
• Engage in spamming, phishing, or fraudulent activities
• Attempt to hack, reverse engineer, or compromise platform security
• Use automated bots, scrapers, or data mining tools
• Impersonate any person or entity
• Distribute viruses, malware, or harmful code
• Use the Platform for commercial purposes without written authorization
• Create multiple accounts to circumvent restrictions
• Share your account credentials with others

4.3 Consequences: Violation of these terms may result in immediate account suspension or termination, legal action, and reporting to law enforcement authorities.

5. Subscription Terms & Billing

5.1 Subscription Plans:

• Pro Plan: ₹299/month, billed monthly, auto-renewal
• Premium Monthly: ₹499/month, billed monthly, auto-renewal
• Premium Yearly: ₹3999/year, billed annually, auto-renewal

5.2 Payment Processing: All payments are processed securely through Razorpay. By subscribing, you authorize us to charge your payment method for the subscription fee plus applicable taxes.

5.3 Auto-Renewal: Subscriptions automatically renew at the end of each billing period unless cancelled before the renewal date. You will be charged the then-current subscription rate.

5.4 Price Changes: We reserve the right to change subscription prices with 30 days' notice. Price changes will not affect your current billing cycle.

5.5 Taxes: All prices are exclusive of applicable taxes. You are responsible for all taxes associated with your subscription.

5.6 Payment Failures: If payment fails, we may suspend your access to premium features until payment is resolved. Repeated payment failures may result in account termination.

6. Refund & Cancellation Policy

6.1 NO REFUND POLICY: All subscription payments are FINAL and NON-REFUNDABLE. We do not provide refunds, credits, or prorated refunds for:

• Partial billing periods
• Unused subscription time
• Dissatisfaction with services
• Account termination (voluntary or involuntary)
• Technical issues or service interruptions
• Change of mind after purchase

6.2 Cancellation Process:

• You may cancel your subscription anytime through Account Settings
• Cancellation takes effect at the end of your current billing period
• You retain access to premium features until the end of your paid period
• No refunds will be issued for the remaining subscription period
• Cancelled subscriptions do not auto-renew

6.3 Exceptions: Refunds may be considered only in cases of: (a) duplicate charges due to technical error, (b) charges after cancellation due to our error, (c) as required by applicable law. All refund requests must be submitted within 7 days of the charge.

7. Digital Service Delivery Policy

7.1 Instant Digital Delivery: BoAnalyst is a 100% digital platform. All services are delivered electronically through your account.

• Minimum Delivery Time: Instant activation upon successful payment verification
• Maximum Delivery Time: Up to 24 hours if payment verification is delayed
• Delivery Method: Automatic activation of premium features in your existing account
• No Physical Products: No physical goods are shipped. All services are digital.

7.2 Access Issues: If you experience access issues after payment, contact support@boanalyst.com with your transaction ID.

8. Intellectual Property Rights

8.1 Platform Ownership: BoAnalyst owns all rights, title, and interest in:

• Platform design, code, features, and functionality
• BoAnalyst logo, trademarks, and branding
• Original content, analysis, and compilations
• Database structures and organization

8.2 User-Generated Content: You retain copyright to your original forum posts, reviews, and comments. By posting, you grant BoAnalyst a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display your content.

8.3 Third-Party Content: Movie data, box office information, and industry insights are compiled from publicly available sources. We respect intellectual property rights of studios, distributors, and content creators.

8.4 Fair Use: We use movie-related content under fair use principles for commentary, criticism, news reporting, and educational purposes.

9. Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability, fitness for a particular purpose, non-infringement
• Warranties regarding accuracy, reliability, or completeness of content
• Warranties of uninterrupted, timely, secure, or error-free service
• Warranties that defects will be corrected

9.1 Entertainment & Informational Purpose: All movie analysis, box office data, predictions, and insights (including but not limited to Inside Talk content) are provided for entertainment and informational purposes only. We do not guarantee accuracy, reliability, or completeness of any content. You should not make investment, business, financial, or professional decisions based solely on our content.

9.2 Inside Talk Content Disclaimer: Content published under the "Inside Talk" feature represents analytical predictions, industry assessments, and forecasts generated through our proprietary research methodologies and internal analysis. Such content does not constitute verified information from industry sources, official statements, or confidential disclosures. Inside Talk predictions are speculative and should be treated as opinion-based entertainment content rather than factual reporting or professional advice.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BOANALYST SHALL NOT BE LIABLE FOR:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Personal injury or property damage
• Damages arising from use or inability to use the Platform
• Damages from unauthorized access to your account
• Damages from errors, viruses, or harmful components
• Damages from third-party content or conduct

Maximum Liability: Our total liability for all claims shall not exceed the amount you paid us in the 12 months preceding the claim, or ₹1000, whichever is less.

Jurisdictional Limitations: Some jurisdictions do not allow limitation of liability, so these limitations may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless BoAnalyst, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from:

• Your use or misuse of the Platform
• Your violation of these Terms
• Your violation of any third-party rights
• Your user-generated content
• Your breach of any representations or warranties

12. Account Termination

12.1 Termination by You: You may delete your account anytime through Account Settings. Deletion is permanent and irreversible.

12.2 Termination by Us: We reserve the right to suspend or terminate your account immediately, without notice, for:

• Violation of these Terms
• Fraudulent or illegal activity
• Abusive behavior toward other users or staff
• Non-payment of subscription fees
• Extended period of inactivity
• Any reason at our sole discretion

12.3 Effect of Termination: Upon termination, your right to use the Platform ceases immediately. No refunds will be issued. We may delete your data per our data retention policy.

13. Dispute Resolution & Governing Law

13.1 Governing Law: These Terms are governed by the laws of India, without regard to conflict of law principles.

13.2 Jurisdiction: Any disputes shall be subject to the exclusive jurisdiction of courts in [Your City], India.

13.3 Arbitration: Before filing any lawsuit, you agree to attempt to resolve disputes through good-faith negotiation. If unresolved within 30 days, disputes may be submitted to binding arbitration under Indian Arbitration and Conciliation Act, 1996.

13.4 Class Action Waiver: You agree to resolve disputes individually and waive any right to participate in class actions or class arbitrations.

14. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use after changes constitutes acceptance. Material changes will be notified via email or prominent platform notice. If you disagree with changes, you must stop using the Platform.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and Copyright Policy, constitute the entire agreement between you and BoAnalyst regarding use of the Platform and supersede all prior agreements.

17. No Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

18. Assignment

You may not assign or transfer these Terms without our written consent. We may assign these Terms without restriction.

19. Force Majeure

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

20. Contact Information

Legal Department: legal@boanalyst.com

Customer Support: support@boanalyst.com

DMCA Agent: dmca@boanalyst.com

Mailing Address: BoAnalyst, [Your Business Address], India

Response Time: We respond to inquiries within 48 hours

21. Acknowledgment

BY USING BOANALYST, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE, DO NOT USE THE PLATFORM.

Last updated: September 2025

1. Platform Copyright

© 2025 BoAnalyst. All rights reserved. This entertainment and informational platform, including its design, features, and original content, is protected by copyright law.

2. Movie Data and Information

Movie data, box office information, and industry insights are compiled from publicly available sources for entertainment and informational purposes. We respect the intellectual property rights of:

• Movie studios and production companies
• Distributors and exhibitors
• Industry publications and data providers
• Entertainment news sources

3. User-Generated Content

Users retain copyright to their original:

• Forum posts and discussions
• Movie reviews and ratings
• Comments and entertainment opinions

By posting, users grant BoAnalyst a license to display and distribute their content on our entertainment platform.

4. Fair Use and Entertainment Purpose

We use movie-related content under fair use principles for:

• Entertainment discussion and analysis
• Informational and educational purposes
• Commentary and criticism
• News reporting about the entertainment industry

5. DMCA Compliance

We respect copyright holders' rights. If you believe your copyrighted material appears on our entertainment platform without authorization, contact dmca@boanalyst.com with:

• Description of the copyrighted work
• Location of the allegedly infringing material
• Your contact information
• Good faith statement of unauthorized use

6. Trademark Notice

BoAnalyst and our logo are trademarks. Movie titles, studio names, and other trademarks belong to their respective owners and are used for informational and entertainment purposes only.

7. Contact

For copyright inquiries: copyright@boanalyst.com